WebFor example, you can link your First Citizens Free Checking to a Checkline Reserve line of credit, in which case a reduced overdraft fee would apply ($12 vs. $36). With First … WebCitizens check deposited via mobile deposit in the app Non-Citizens check deposited at an ATM or with a teller Same-day transfer from another bank Non-Citizens check deposited via mobile deposit in the app For complete details on our funds availability policy and posting order, view your account agreement.
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